An article by MarketWatch, Vanguard sets record funds inflow, shows the lazy habits of investors when it comes to choosing how to handle risk. Traditional mutual funds such a Vanguard and the growing number of ETF wealth management sites have enlisted public participation into the vast ocean of passive waters. Channeling these products while denouncing the active managers, the risk world has been made simple. However, active managers are like lawyers, everyone hates them until you need one. Once that sinking feeling hits the passive community and benchmarks plunge the race will be into the lifeboats and out of the water.
